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PCI DSS Compliance Services for Merchants and Small Businesses

PCI DSS compliance services are usually bought after the acquiring bank sends a letter: validate or pay a monthly non-compliance fee. The questionnaire arrives, and the owner discovers the register, the office Wi-Fi, the back-office PC and the e-commerce site are all on one flat network, which puts everything in scope. NetSys shrinks the scope first, then builds and evidences the controls that remain.

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The short answer

PCI DSS is the Payment Card Industry Data Security Standard, a contractual requirement that reaches any business storing, processing or transmitting cardholder data, enforced through the card brands and your acquiring bank rather than by a government agency. Most small merchants validate by completing a self-assessment questionnaire (SAQ) and an attestation, with the SAQ type set by how you take payments; some also need quarterly external scans from an Approved Scanning Vendor. NetSys delivers PCI DSS compliance services for merchants: determining your SAQ type, segmenting the network so most of the business falls out of scope, implementing the applicable controls, coordinating scans and keeping evidence. We are not a Qualified Security Assessor or an Approved Scanning Vendor, and the attestation is signed by you.

PCI DSS Compliance Services by The NetSys Group

The most useful thing to understand about PCI DSS is scope. The standard applies to the cardholder data environment and to anything connected to it or able to affect its security. A restaurant group whose payment terminals share a network with the office computers has a cardholder data environment the size of the company. The same group with terminals on an isolated segment, talking only to the processor, has one the size of the terminals.

Our PCI DSS compliance services begin there, because scope decides both the SAQ you fill out and the cost of everything after it. Once the environment is small and defined, the remaining requirements are ordinary security engineering: firewall rules, hardened systems, patched software, MFA, logging and testing. We already run those for managed clients.

Shrink the Scope, Pick the Right SAQ, Then Prove It

We start with a free assessment or our free Tier 1 external penetration test, which shows what an attacker can reach from outside. Then we document how cards flow through the business (terminals, virtual terminal, website, phone orders) and identify the SAQ type your acquirer will expect. Network segmentation isolates the payment systems, with rules tested to confirm nothing else can reach them. We implement the requirements that remain, coordinate quarterly ASV scans where they apply, schedule internal scanning and testing, and organize the evidence so the annual attestation is a review of records.

What Our PCI DSS Compliance Services Cover

Scoping and SAQ Selection

Which questionnaire, and how little it can cover.

  • Card flow mapping across terminals, e-commerce, virtual terminals and phone orders
  • SAQ type determined and confirmed with your acquirer's requirements
  • Cardholder data environment defined and documented, with a network diagram
  • Payment methods that reduce scope, such as hosted payment pages and validated point-to-point encryption

Network Segmentation and Hardening

The control that makes every other control cheaper.

  • Payment systems isolated on their own segment with firewall rules that allow only the processor
  • Guest and staff Wi-Fi separated from anything that touches cards
  • Segmentation tested to confirm the boundary holds, and re-tested after changes
  • Terminals, workstations and servers hardened, patched and managed

Access, Monitoring and Scanning

Who gets in, what gets logged, what gets found.

  • Unique accounts and MFA for anyone administering the cardholder data environment
  • Logging and alerting for the in-scope systems, retained for the standard's review
  • Quarterly external scans coordinated with an Approved Scanning Vendor where your SAQ requires them
  • Internal vulnerability scanning and penetration testing where the SAQ requires them

Policies, Evidence and Attestation

The paperwork your acquirer and processor ask for.

  • Security policy, incident response plan and staff training records aligned to the requirements
  • Evidence library organized by requirement number for the annual attestation
  • Support completing the SAQ and attestation of compliance for submission to your acquirer
  • Delivered remotely nationwide; on-site for retail and restaurant locations in our coverage areas
Why NetSys

Why Merchants Choose NetSys for PCI DSS Compliance Services

Let The Netsys Group assess and help you resolve your exposure. Call 845-203-3914 for your complimentary risk assessment consultation today!

  • Scope reduction first, so you validate against the smallest questionnaire your payment setup allows
  • Segmentation is designed and tested by the engineers who run your network, then monitored
  • Honest about roles: we build and evidence; QSAs assess and ASVs scan
  • Vulnerability management, monitoring and disaster recovery are part of the managed agreement
  • Month to month, starting with a free assessment or free external penetration test
Common Questions

PCI DSS Compliance Services FAQs

What are PCI DSS compliance services?

PCI DSS compliance services help a merchant meet the card industry's security standard and validate it to its acquiring bank. The work includes mapping how card data flows, defining and reducing the cardholder data environment, selecting the right self-assessment questionnaire, implementing the required controls, coordinating vulnerability scans, and keeping evidence. NetSys delivers the engineering and evidence; formal assessments and scans come from QSAs and ASVs.

Which PCI SAQ do we need?

It depends on how you accept cards. SAQ A is for merchants who fully outsource card handling, such as a hosted payment page; A-EP when your own site affects the payment page; B and B-IP for standalone terminals; C-VT for a single computer running a virtual terminal; C for payment applications connected to the internet; P2PE for validated encrypted terminals; and D for everything else, including anyone who stores card data. Your acquirer has the final say.

How much do PCI DSS compliance services cost?

The cost tracks your scope. A single-location business with terminals on an isolated segment and no stored card data needs a short questionnaire and a handful of controls. For NetSys managed clients most in-scope controls are already part of the monthly agreement. We do not publish prices, and ASV scan fees and any QSA fees are separate.

Do we need PCI DSS compliance if we use a third-party payment processor?

Yes, though the scope may be small. Using a processor moves most of the risk off your systems, but you still have to validate, usually with a short questionnaire, and you still have responsibility for the devices, website code and network segments that touch the payment flow. Outsourcing reduces the questionnaire; it does not remove the obligation to your acquirer.

What is network segmentation for PCI?

Segmentation isolates the systems that handle card data from the rest of your network, so the standard's requirements apply only to that isolated part. Usually it means putting terminals or the payment workstation on their own VLAN with firewall rules that allow traffic only to the processor. Segmentation is not required by the standard, but without it every device you own is in scope.

Can NetSys certify us as PCI compliant?

No. PCI validation for small merchants is a self-assessment and attestation you sign and submit to your acquirer; larger merchants are assessed by a Qualified Security Assessor; external scans must come from an Approved Scanning Vendor. NetSys holds none of those roles. We prepare the environment and the evidence, and we tell you plainly when a requirement is not met.

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